Read this before you borrow

A simple check before you borrow: how much of your income the monthly payments will take.

Why the first payment is the largest and the last one the smallest, with a simple example.

Asking for SMS codes or an upfront payment are the most common fraud schemes. Plus how to block loans in your name for free on my.gov.uz.

Every payment is recorded: a good history makes the next loan easier, late payments make it harder.

Interest is charged only on what you still owe: close the loan early and you skip the interest for the remaining months.